What is the difference between manufactured and modular homes

Learn all about the basics of buying a home here. Both manufactured and modular homes offer a variety of home design options, affordability, as well as safety, knowing federal, local, state, and regional construction codes must be followed. In addition to determining what kind of home suits your lifestyle and goals best, there are other factors to consider, including hiring reliable contractors to build and maintain your property and finding the right homeowners insurance.

It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts. Nationwide Mutual Insurance Company, its affiliates and their employees make no warranties about the information nor guarantee of results, and they assume no liability in connection with the information provided.

Mobile homes So, what exactly are mobile homes? Safety — One of the major drivers of the policy development was safety.

Mobile homes prior to this time were not regulated and therefore could be built according to a wide variety of standards or lack thereof. Mobile homes do not follow current HUD regulations. Cost — While mobile homes were once a more affordable homeownership option for many Americans, these types of homes are no longer made due to HUD policy changes in They have since been replaced by manufactured homes.

Mobile home. Modular home. These words, for decades, have been used at one point or another, by various individuals, to describe different homes.

Sometimes, this can be because of different names used in different parts of the country. Manufactured homes are built in the controlled environment of a manufacturing plant and are transported in one or more sections on a permanent chassis. Unlike a manufactured home, a modular home is not built to HUD code. By exterior appearances and sometimes even interior , a modular home can often be hard to distinguish from a manufactured home.

Modular homes are entirely customizable. Therefore, any home you see while driving down the street could be a modular home. A modular home is pre-built in sections at a factory or other controlled environment. It is then assembled on-site and must conform to all local and state building codes. Unlike a manufactured home, a modular home is not built on a non-removable steel chassis. The time it takes to build a modular depends on the size and style, but a general guideline for factory work completion is one to two months.

It takes just days for a local contractor and finish crew to assemble the home and make it move-in ready. Built offsite and in a controlled environment, under the federal code commonly known as HUD, manufactured homes are built in single or multiple sections and transported and set up on your building site. They can be set on piers, a crawlspace, or conventional foundation, depending on your needs.

HUD Code requires that these homes are built to specific standards of strength, durability, fire resistance, and quality. Modular homes are built offsite, in a controlled environment, to the same local, state, or regional codes that all conventional site homes are built to and include delivery to the site. They must be set and permanently affixed to a crawl space or basement foundation. Our expertly trained sales and support staff are happy to provide any insight that can make your home buying journey a more enjoyable one.

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